Investor Mortgage 

Whether you are buying your first investment property or adding to an existing portfolio, your strategy needs to be supported by a financial product that suits your goals and needs. Whether your needs are large or small, Monteus has you covered.

When it comes to investment loans, flexibility is key. Monteus offers a wide range of home loans to meet every customer’s needs. In our investor home loan portfolio, we offer both variable rate and fixed rate mortgages.

When you take out a variable rate home loan, your interest payments can fluctuate throughout the loan term due to several unknown factors. As opposed to adjustable-rate loans, fixed-rate loans let you lock your preferred interest rate for a preset period, typically between one and five years.

In addition to split loans, Monteus offers fixed interest rate and variable interest rate loans that might be ideal for your investment purposes. You can determine how much of the fixed loan portion you need when taking out split loans.

Investors should also consider interest-only home loans. A short-term loan that covers only the interest without covering the principal is called an interest-only loan. You should expect to make a profit when the price of your house or investment property continues to rise. The financial cushion needed for the purchase of a property can also be found in interest-only loans.

No matter what kind of investor home loan you choose, you should look to grow your equity as well as turn a short-term profit.

Whatever you decide, the Monteus team is here to help, get in contact with us today to see how we can help you secure your future.