Standard Consumer Loans

Standard Consumer loans are a form of loan that sacrifices flexibility in exchange for a low ongoing interest rate, minimal or no ongoing fees, and frequently a waived or reduced application fee.

This sort of loan has basic features and does not typically include an offset account, repayment holidays, ATM card, check book, or Bpay. The basic business loan would be ideal for you if you’re looking for a straightforward, user-friendly loan.

Which institutions offer standard Consumer loans?
The interest rates and costs that might be given for a basic business loan will vary from lender to lender, but all the major banks offer the same basic loan characteristics.

Why Monteus?

When you apply for a loan through Monteus, the application procedure is streamlined and your likelihood of approval will increase with a dedicated broker to assist you throughout the process.

With our assistance, you can rest assured that you are receiving accurate information regarding all of your financing possibilities and all of the corresponding financial obligations, and all options have been explored.

We ensure that the pre-application is as important as after-application support, as we forge long term relationship with our clients for strategic success alignment.

Low Doc Loans

The low documentation loan or low documentation loan is a flexible option for self-employed borrowers. It is intended for borrowers with income and assets who cannot present financial statements or tax returns as proof of income.

Low-documentation loans rely on a type of self-verification in which you declare your income on a declaration of income form without the lender validating your income with documents.

This means that candidates are not required to submit proof of income. However, banks will conduct their standard credit checks and verify that you can afford the loan with your given income.